Does FHA require suspect Mold to be remediated?
I’m in contract on a property I hope to close on Feb. 25. The home inspection revealed that the AC closet had some mold on the floor boards. The report was clear that the rest of the house was non-condusive to mold. We had it swab-tested, and the lab results came back as the non-toxic type (although the lab is not willing to write “non-toxic” on their report). The inspection reports were forwarded to the bank the same day. 3 weeks later, when I received my commitment letter, it had the condition of having an “acceptable results of a mold inspection” without any further clarification. When we pushed them for an answer, they said they wanted all mold out, or a quote from a remediation company along with required funds in escrow – except that by the time they told me this, I was contractually out of time to perform any inspections or inform the sellers that we needed it fixed (so, we’re out of luck, and this will have to come strictly out of my pocket). The underwriter says that he needs the mold cleared for FHA requirements, but, I’ve searched EVERYWHERE and did not find any documents that say that FHA requires mold to be remediated.
Black Mold





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